Mortgage Calculator
Supports equal-installment and equal-principal repayment, quickly calculating monthly payment and total interest
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The calculation result is for reference only
Introduction
Online mortgage calculator. Supports both equal installment and equal principal repayment methods. Calculates monthly payment, total interest, and total repayment. Ideal for home loan planning.
Usage
- 1输入贷款金额（单位：万元）。
- 2拖动滑块选择贷款期限（1-30 年）。
- 3输入年利率（%）。
- 4选择还款方式：等额本息或等额本金。
- 5结果实时计算，显示月供、总利息、还款总额。
Tips
- 等额本息每月还款固定，前期利息占比大
- 等额本金前期月供高但总利息少，适合现金流充裕的用户
- 计算结果仅供参考，实际还款以银行核算为准